Will My Insurance Company Help After a Car Accident?

  • If you’re injured in a serious car accident, you may need financial aid to help you overcome the losses you’ve suffered. You may not have the money you need, and you shouldn’t have to pay out of pocket for those losses if you didn’t cause them. 

    However, you may not be sure whether your insurance company will help after a car accident. Sure, that’s what you pay into a policy for, but they may not offer you the size of settlement you need. 

    If you’re dealing with the aftermath of a car accident, you may need help when dealing with the insurance company. Here’s what to expect from your claim. 

    Working with the Insurance Company after an Accident

    Insurance companies are there to cover you when accidents and injuries happen. Your insurance policy should take some of the burden off you when you’re struggling to recover from your injuries. 

    Washington is a “fault” state, which means the at-fault party is financially liable for your injuries. Their insurance company should pay for your losses. If they’re uninsured or underinsured, your own insurance company may be expected to step in and take care of some of these expenses. 

    In theory, then, working with an insurance company is your first opportunity to get compensated. You file a claim informing them that there’s been an accident, and then you can expect a settlement offer from the insurance company. From there, you can decide whether to accept the settlement offer or demand a higher settlement for your injuries. 

    Insurance Companies Aren’t Always on Your Side

    Getting a settlement from your insurance company isn’t always that easy, though. You may instead have trouble because the insurance company is a for-profit business. That means they may focus more on their profits, not on your financial recovery. 

    Many people find themselves denied a fair settlement or even denied a settlement at all. The insurance company may be acting in bad faith, denying your claim even though you should be eligible for a settlement. In these cases, you may be able to sue the insurance company for acting in bad faith, which can help you recover compensation. 

    In other cases, you may have a better chance of getting fairly compensated by seeking out a Spokane car accident lawyer. If you’re struggling to get compensated for your losses, your lawyer can help you deal with the insurance company and seek out the fair settlement you need for your losses. 

    Get Help Seeking a Car Accident Settlement

    It’s not easy to recover from a car accident. You may even be unable to rely on your insurance company to fairly compensate you for the losses you’ve suffered. The good news is, you have a chance to get help with your situation and get compensated for your losses. 

    At Craig Swapp & Associates, we offer help for those struggling to get compensated after a car accident. If you’re unable to settle with your insurance company and get the help you need, we offer free consultations. Call 1-800-404-9000 or visit us online to get the help you need.