What New Jersey Drivers Should Know About Uninsured Motorist Su

  • Automotive insurance coverage is required in New Jersey, and driving without insurance is a serious offense with expensive and long-lasting repercussions. You may need the help of a New Jersey uninsured motorist lawyer from Jean Baptiste & Associates, LLC to find the least painful way to avoid the worst of the consequences.


    Uninsured Driving Penalties

    For your first uninsured driving offense, you should expect a fine of between $300–$1,000, possible community service, a minimum of a one-year license suspension, and a three-year annual surcharge of $250 ($750 total). And this annual fee only stops if there are no other convictions within those three years.

    For any subsequent offenses, you will see a fine of up to $5,000, a mandatory thirty days of community service, a minimum two-year license suspension, fourteen days in jail, and a whopping nine driving points.


    The “Didn’t Know” Defense

    If you were driving someone else's car or if for some other reason you were not aware of the lack of insurance, then the prosecution must prove either that you did know or should have known about it. We can help you build a defense proving that you were ignorant of the vehicle’s insurance status.


    Free Consultation with a New Jersey Traffic Violation Lawyer

    If you are facing a suspension of your driving privileges due to a lack of auto insurance, you cannot afford to accept it without a fight. The consequences will be devastating to both your finances and your mobility, negatively affecting your professional and personal life.

    You will need a New Jersey uninsured motorist violation lawyer from Jean Baptiste & Associates, LLC at your side. Give us a call at 1-800-531-6442 or reach us online to schedule a free, no-obligation consultation.