What You Need to Know About Liability in Florida Truck Accident

  • Getting into a truck accident is nearly always physically and emotionally traumatic. Because trucks are much larger than cars, there’s a higher risk that truck accidents will result in injuries. Truck drivers are on the road more often than vehicle drivers, and they have less visibility behind the wheel. Although Florida is a no-fault insurance state, understanding truck accident liability is helpful in case of injury.

    At The Law Offices of Casey D. Shomo, we’re familiar with Florida’s no-fault insurance and truck accident liability laws. If you believe a truck driver caused the wreck that led to your injuries, a West Palm Beach personal injury lawyer from our firm can assess your collision and negotiate on your behalf in court. It’s important to prove negligence if you hope to maximize your claim. 

    Minimum Required Coverage

    All drivers in Florida must carry a minimum of $10,000 in personal injury protection (PIP) insurance. Trucking companies, however, must carry larger amounts of liability insurance for their drivers because Florida knows that truck drivers have a greater chance of getting into accidents and causing significant injury.

    Most trucks in Florida must carry between $50,000 and $750,000 of liability insurance, depending on the weight of the truck. Many trucking companies provide much more coverage for their drivers to avoid being sued for negligence in truck accidents. Any truck that’s transporting hazardous materials in Florida must carry at least $5 million in property and personal injury liability coverage.

    Determining Whom to Sue and Proving Liability 

    If you get into an accident with a truck driver and your injuries are severe, your PIP insurance may not cover your damages. You might need to file a lawsuit to recover the rest of your settlement. You’ll likely sue the trucking company even if the truck driver was at fault for your wreck because semi-truck drivers are employed by their companies.

    The 18-wheeler company could use its insurance to settle your case, but if it refuses, you can prove liability against the driver by gathering evidence such as photographs, witness testimonies, video footage, medical records, and the police report. 

    Damages You Can Recover for Your Truck Wreck

    Your PIP insurance will cover your medical expenses and lost wages up to $10,000, but it won’t cover any non-economic damages or property damages you experience. When suing the trucking company, you can demand money for any remaining medical expenses and lost wages you didn’t get covered as well as for property damages, pain and suffering, and emotional distress.

    Reach Out to a West Palm Beach Personal Injury Attorney

    Suing a trucking company may seem daunting because they’re a large organization, but you shouldn’t feel afraid to fight for what you deserve. An experienced attorney can negotiate a settlement on your behalf and try to settle your case quickly.

    To speak with a West Palm Beach personal injury lawyer from The Law Offices of Casey D. Shomo, call 561-659-6366 to schedule a consultation or visit our website for more information.