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Do Insurance Companies Treat Injured Motorcyclists Fairly?

  • As a biker involved in an auto accident, you might feel that you have been treated unfairly by the insurance companies involved. And the truth is, you might be right.

    Many motorcycle riders ask, "Do the insurance companies treat injured motorcyclists fairly?" The answer is typically “no.”

    Yes, each insurance company is different and there may be adjustors out there who do not have an anti-motorcycle bias. For the most part, however, this is not the case.


    Anti-Biker Bias Exists and Can Hurt You

    There is a natural stereotype that paints motorcycle riders as reckless and dangerous. This stereotype is often promoted by insurance companies and believed by the general public. Insurance companies will frequently use this to their advantage.


    Lowball Settlement Offers

    Knowing that the general public views riders as reckless, the insurance company may not offer you a fair settlement because they think that a jury will give a motorcycle rider less than they would a victim of a car accident.


    Proving What Happened and Who Was Responsible

    With a rider bias that can lead insurance companies to pay less in injury claims to a motorcycle rider, it is important to hire an experienced personal injury attorney to protect your legal rights. An attorney can build a strong case proving that you were not at fault for the accident and why you deserve compensation.

    To do so, your attorney will review the accident report, gather pictures, and speak with eyewitnesses about the crash. This information can then be presented to the insurance company or in court to demonstrate how you were not being reckless at the time of the accident. In some cases, a diagram or video recreation might also be helpful.


    Issuing a Demand Letter

    Once evidence has been gathered, an attorney can issue a demand letter to the insurance company. If the insurance company refuses to make a fair settlement offer at that time, the attorney can represent you in court.


    Motorcycle Attorneys in Central Florida

    Your best chance for being treated fairly by an insurance company is to work with a motorcycle accident attorney. Speak with Lopez & Humphries, PA by calling 863-709-8500. If you want to learn more about our firm or schedule a free consultation, visit our website.