Blogs » Legal Topics » What's Covered by Workers Comp in New York?

What's Covered by Workers Comp in New York?

  • If you were injured while working in New York, you likely qualify for workers compensation benefits. These benefits provide medical care and some financial relief while you’re recovering.

     

    Know What You’re Entitled To

    Knowledge can help you get the full benefits you deserve:

    Medical Bills Covered

    Your medical bills should be covered regardless of how long you're injured, or of how major or minor your work injury is. As a worker, you have the right to reach your maximum level of recovery, and that means receiving medical treatments and procedures necessary for getting you there. If you are being denied medical coverage, you need to speak with a work comp lawyer right away.

    Cash Benefits

    This pays a portion of the wages you would have earned if still working. The calculation for what you receive is going to be two-thirds of your average weekly wage for last year multiplied by your percentage of disability.

    Because your disability rating directly impacts your cash benefits, it's wise to have an attorney represent you to argue for the maximum possible disability rating.

     

    There’s a Maximum Benefit

    The state established a maximum benefit that someone is entitled to, regardless of how much they were actually making. This means that people at the top of the pay scale may receive less than the standard calculation would amount to.

     

    Money While Working

    You may be entitled to workers compensation benefits if you have a level of disability but return to work. For example, it may be possible to return to work but not the job you had before. If you make less money because of it, workers compensation benefits may kick in to pay for two-thirds of the difference.

     

    Death Benefits

    Workers compensation benefits also include death benefits for a surviving spouse.

     

    Social Security Disability

    Anyone who is disabled for longer than twelve months can also apply for Social Security Disability payments.

     

    Workers Compensation Lawyers in Manhattan

    Getting the right disability rating ensures that your medical bills are paid and that you get the most compensation possible, all of which often requires the help of an experienced lawyer.

    Finkelstein, Meirowitz & Eidlisz, LLP would be happy to assist you in this regard. Call 212-385-9190 to schedule a free consultation, or visit our website.