Recent Entries

• I Can’t Keep Up with My Medical Bills – When Can I File Bankrup

  by FCW Lawyers June 17, 2019
  If you’re hit with a major medical problem or accident, your medical bills can mount up quickly to the point where you can no longer meet them. It’s no wonder that medical bills are one of the biggest reasons people file for bankruptcy.   According to NerdWallet Health, bankruptci...

• Will Declaring Bankruptcy Prevent Me From Getting a Job?

  by FCW Lawyers May 2, 2019
  Filing for bankruptcy is a legal way to have many debts forgiven. It can provide you with a fresh financial start, but it is natural to wonder about how it might affect other areas of your life, such as filing for employment.     The answer depends on your individual situation and t...

• Can a Bankruptcy Attorney Negotiate with Creditors?

  by FCW Lawyers April 2, 2019
  People who are struggling to pay their debts often don’t know that their creditors may be open to negotiating the amount owed and will settle for less than the original debt. Good negotiations may result in the creditor's accepting a lower lump-sum payment or lower monthly payments, both of wh...

• How Bankruptcy Can Help with Medical-Related Debt

  by FCW Lawyers March 22, 2019
  When illness strikes, it can be devastating for your body, and it can wreck your finances as well.  A major illness or serious injury can mean lost income from being unable to work; and, even with insurance, you may have co-payments, deductibles, and other strains on your resources. Even if you...

• What is - and Isn't - Exempt in Bankruptcy

  by FCW Lawyers October 26, 2018
  People often put off considering bankruptcy as a form of debt relief because they are afraid of losing what they own. On the contrary, filing for bankruptcy may offer a legal way to keep most, if not all, of your possessions.  It can also free you of harassment from creditors, and the threat of...

• Where Should You Place Debt Management in Your Priorities?

  by FCW Lawyers July 6, 2018
  For people with significant debt, managing it should be a top priority, behind only paying your monthly bills. Once debt becomes more manageable or is eliminated entirely, you can start looking toward building savings and emergency funds. According to the Federal Trade Commission, there are things ...