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My Uber Driver Got in a Wreck: Can I Recover Compensation?

  • Rideshare services have become popular over the last decade, and they’re a great way to prevent drunk driving and save money on parking. When you ride in an Uber, you probably don’t stop to think about the fact that your driver is just a regular person like you. Uber drivers can get into accidents on the road, and when they do, you can get injured.

    If you’ve been injured while riding in an Uber, you may wonder whether you can recover compensation for your injuries. As a passenger, you weren’t responsible for causing the accident. To recover a settlement, you must reach out to Uber for coverage or sue the liable party for your damages. A car accident lawyer in Lakeland can assist you with navigating the claims process.

    Liability Coverage Provided by Uber

    Thankfully, when riding as a passenger in an Uber, you have liability coverage. Uber provides coverage for both drivers and riders under its insurance policy. Although Uber drivers must have their own car insurance for when they aren’t using the rideshare service, Uber’s insurance goes into effect as soon as the driver turns on the app.

    When a driver turns on the app and is on the way to pick up a passenger, Uber provides up to $50,000 in bodily injury coverage per person injured in an accident; $100,000 maximum bodily injury coverage per accident; and, $25,000 property damage liability. When a driver picks up a passenger and the passenger is riding in the vehicle, Uber increases total liability coverage to $1 million. 

    Who Was at Fault for the Collision?

    Although Uber may cover your injuries as the passenger in your accident, you may have trouble obtaining a settlement from Uber if the driver wasn’t responsible for causing the collision. If your Uber driver didn’t cause the accident and Uber won’t cover your damages, you may have to sue the liable party for your damages by filing a car accident lawsuit. 

    Although Florida is a no-fault insurance state, you can sue the liable party for damages if you suffered severe and disfiguring injuries or if your personal injury protection insurance doesn’t cover your damages in full. 

    Maximizing Your Settlement as the Uber Passenger

    Once you prove negligence against the liable party in your wreck, you can maximize your claim by assessing the damages you’ve suffered. You should include both economic and non-economic damages in your settlement, which are your financial and non-financial losses.

    Economic damages may comprise medical expenses, property damages, and lost income from time you’ve taken off work. Non-economic damages may comprise emotional distress, loss of enjoyment of life, pain and suffering, scarring and disfigurement, and loss of consortium. 

    Contact a Lakeland Car Accident Attorney

    Experiencing an Uber accident can be scary, but as a passenger, the wreck wasn’t your fault and it’s important to fight for the compensation you deserve. To speak with a Lakeland car accident lawyer from Lopez & Humphries, PA and begin filing a claim, call 863-709-8500 to schedule a free consultation or check out our website for more information.