Whenever you make a purchase, you should be able to trust that the item is safe and will serve its purpose. But when your product malfunctions, causing you serious injury, you have the right to hold the appropriate party accountable.
There are a couple of different ways you can obtain the money you deserve: settling with the insurance company, and filing a civil lawsuit against the person or persons who are responsible for the defective product. We go into further detail about these opportunities below.
Your first option will be to file a claim with the product liability insurance company of the manufacturer, distributor, or other liable party. Bear in mind that the insurer probably isn’t going to be willing to provide you with a fair settlement offer, especially since that means they’ll be losing money.
Your attorney will present a reasonable personal injury demand letter, and if they refuse to meet our demands, then we will proceed with civil litigation against them.
Filing a claim in civil court is oftentimes the best way to obtain full repayment of your damages, and in most cases, just the threat of going to court is enough to get the insurance company to see reason. However, we may need to go to court even if we are able to secure an insurance settlement, as the insurer is only obligated to pay out on claims up to the limits of the insured’s policy.
You shouldn’t be expected to cover your own losses when you suffer an injury caused by a defective product. You can work with a qualified Tampa product liability lawyer at Anderson & Anderson to obtain the compensation that you’re entitled to. You can visit our website or contact our office directly at 813-251-0072 to schedule your free case evaluation today.
