Astronomical medical bills after an accident are far more common than you might think. In fact, these medical bills are often what lead an injury victim to seek legal counsel to obtain compensation to cover these expenses. Continue reading to learn more about how you can get your medical bills covered after an accident by filing a California personal injury lawsuit and a claim with the insurance company.
Getting your medical expenses covered is one of the most important parts of the claims process, as these healthcare costs often amount to thousands of dollars. One of the first places you’ll start when seeking compensation for your medical expenses is filing a claim with the insurance company of the liable party.
We aren’t talking about health insurance here, as the hospital will bill your insurance directly for any costs the insurer is responsible for covering. Any medical expenses that will not be covered by your health insurance should be paid by the person or persons to blame for your injuries.
Your lawyer will be able to assist you with filing a claim with the insurance company, as well as handle the negotiations process.
The insurer is only obligated to provide compensation up to the limits of the insured’s policy, but that doesn’t mean the insurance company will be ready to pay out that much on your claim. In fact, they’ll likely attempt to minimize your compensation amount. Fortunately, your attorney will ensure that you obtain a fair and reasonable insurance settlement based on the details of your case.
Even if the insurer provides you with the maximum limit of the policy, it still may not be enough to cover your medical expenses.
In these cases, you’ll need to file a California personal injury lawsuit against the liable party to get the most out of your lawsuit and cover your medical costs. You will work closely with your lawyer to review all your related healthcare expenses, which includes any future treatment costs.
Perhaps your physician expects you to need surgery in a year, for example; or, maybe you will need ongoing mental health counseling to treat post-traumatic stress disorder (PTSD) as a result of the accident. Your California personal injury claim is your best opportunity to obtain full coverage of your past, current, and future medical expenses.
There are a few ways you can go about seeking compensation for your healthcare costs. Get in touch with an experienced Orange County personal injury lawyer at Dickson Kohan & Bablove LLP to learn more about the next steps. You can give our office a call at 1-844-404-2400 or find us online when you are ready to schedule a free claim review.
