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Am I Protected as a Passenger in an Uber or Lyft Accident?

  • Uber and Lyft Companies are expanding at a rapid pace. Because of the convenience they provide, they have become a popular means of transportation for many people around the world. In fact, the Uber and Lyft companies have changed the world’s transportation options.

    If you are a frequent Uber or Lyft passenger, it is important to be aware of how you are protected in case of an accident. Being informed of your rights and how you’re protected may give you a sense of security when you use their services.

    Your Protection as an Uber or Lyft Passenger

    Most personal auto insurance companies deny claims against ridesharing policies. If you are injured in an Uber or Lyft accident and try to make an accident claim against the driver’s policy, the insurance company will most likely deny your claim. As a protection, Uber and Lyft have policies to cover the damages the insurance company may not cover. Both Lyft and Uber have liability insurance coverage of up to $1 million dollars for their passengers in the event of an accident.

    Just like the liability policy limit, Uber and Lyft also have uninsured or underinsured coverage for medical expenses of up to $1 million. This coverage is applicable when an accident occurs with an uninsured Uber or Lyft driver. Passengers are covered if the unexpected happens, making these companies very appealing transportation options for many.


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