If you have been seriously injured in an accident involving an Uber vehicle, you may be able to take advantage of Uber’s one-million-dollar insurance policy. However, it is important to understand that there are different rules regarding the policy as it relates to drivers, passengers and third parties.
Uber, Lyft and other ridesharing companies that use an app as a means of communication with riders and drivers, are not subject to the same rules and regulations as taxi companies. The app is a convenient and fast way of connecting a person with another person who can give them a ride to their destination. Part of the price paid for an Uber ride includes a fee that goes toward driver background checks, driver safety education and motor vehicle screening. However, Uber drivers are not employees of Uber. They are independent contractors, and this presents a problem for injured riders since companies are only liable for the actions of their employees. https://goo.gl/GGR7KV
