When an injury you endured on the job has resulted in permanent hearing loss, you will be entitled to workers compensation benefits that can replace your income while you focus on your recovery. Read on to learn more about how you can obtain Indiana workman’s comp benefits to cover your costs.
If we are able to establish that your hearing loss was caused by the environment you worked in, your employer’s workers compensation insurance policy will be expected to cover your losses.
In Indiana, nearly all employers are required to provide this protection to their employees. But you can expect your employer or the insurance company to resist your claim if you failed to disclose a pre-existing condition that could have contributed to your hearing loss.
Because many incidents—as well as simple aging—can cause hearing loss, there is a somewhat wide opening for a dishonest insurer to try to deny your claim on these grounds. Fortunately, a qualified lawyer can help you gather evidence to prove that your hearing loss is related to your work.
The insurance company will be responsible for covering all of the medical expenses that stem from your hearing loss. This could include hospital bills, prescription medications, co-pays, auditory therapy, and any other costs you might incur.
If your hearing loss prevents you from working, you could receive a cash benefit of approximately 66 percent of your average weekly salary. You are able to spend these benefits however you like, although the vast majority of Indiana work comp claimants will spend their benefits the same way they would spend their paychecks.
If you are interested in discussing the details of your work-related hearing loss with a qualified Indianapolis workers compensation lawyer at Crossen Kooi Law, visit our website or give our office a call at 1-888-366-4215. Schedule your free case review today.