Did you know that when you experience a work-related illness or injury, you might be entitled to workers' compensation? However, in order to file a workers' compensation claim, you will need to first report your injury (or illness) and fill out a few key documents. It is important to note that your claim must be filed in accordance with your state's specific workers' compensation procedures.
In practically every state, you will need to immediately report your occupational injury or illness to your employer. In fact, your work-related injury or illness must be reported within your state's time limit. As a general rule of thumb, the sooner you file your claim, the faster you can receive workers' compensation benefits. Make sure that you keep thorough records regarding your injury or illness. These records will be included in your report to your employer.
You will also need to show proof that your injury is work-related, as well as thorough medical records regarding your treatment. For example, if you need to go to the emergency room for treatment, then you will need to submit the associated medical paperwork to your employer as part of your report and workers' compensation claim. Additional information that should be added to your report, includes:
Once you have notified your employer of your occupational injury or illness, you will receive the official documents and forms that need to be accurately filled out as part of your workers' compensation claim. These forms will then be submitted to your employer's insurance company, as well as the state’s workers’ compensation agency. It is important to note that the number of and type of forms will vary from state to state. Additionally, if you are a federal employee, then you will have to fill out different forms. These forms can be found at the Division of Federal Employees' Compensation.
As a general rule of thumb, your state will typically require you to fill out the following types of forms:
Remember that the type and number of documents that you need to fill out and submit will depend on a) your state, b) the type of injury or illness, and c) your employer's insurance company. For example, in Indiana the following forms could be needed when filing a workers' compensation claim:
As seen through the above sections, the number, type, and complexity of documents needed for workers' compensation claims will vary from state to state. The good news is that a workers' compensation attorney can help you to more easily complete the entire claims process. Your trusted attorney can guide you through the entire workers' compensation claim process, and help you to receive the benefits that you deserve for an occupational injury or illness.