Dealing with the insurance company after a car crash is, unfortunately, a necessary evil. The insurer will be responsible for compensating you for a portion of your damages, but that doesn’t necessarily mean they will simply write you a check.
In fact, it is not uncommon for an insurance adjuster to spend their time figuring out how they can minimize the amount that they’ll be obligated to settle for. For this reason, if you receive an auto insurance offer, you may want to take a second look before accepting.
Read on to learn more about the strategies insurers use to get away with reducing your settlement and what you can do to protect your award.
One way that insurance adjusters frequently manipulate claimants is by requesting a statement about how the accident happened.
In doing so, they are often able to insinuate or suggest that you are actually partially, if not primarily, at fault for the cause of the accident. If they are able to convince you to inadvertently admit fault, your settlement could be significantly reduced and they’ll have accomplished their goal.
Thankfully, your attorney will be able to provide the insurance adjuster with a statement, should it be necessary, so you don’t have to concern yourself with being taken advantage of by a greedy insurance company.
Furthermore, once you receive a settlement offer, if you have your attorney review it and advise you accordingly before you accept, you’ll know whether the offer was reasonable or if the insurer is responsible for compensating you more than they’ve offered.
If you need help going up against the insurance company, or if you would like an experienced attorney to review an auto insurance settlement offer, consult a Nashville car accident lawyer at Raybin & Weissman, P.C. You can find us online or give our firm a call at 615-256-6666 to schedule your free claim assessment.
