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Will My Insurance Company Compensate Me Fairly for a Motorcycle

  • When you’re involved in a motorcycle accident, you may be thinking, “Thank goodness I’m insured!” But your insurance company may not be so eager to help you. As a motorcyclist, you’re probably worried about the funds you’ll receive from your insurer. 

    If you were injured in a crash, an Orange County motorcycle accident lawyer could be key to helping you overcome the injuries and losses you experienced. If you’re hurt and struggling to get fairly compensated, reach out for help. 

    Insurance Companies Are For-Profit Businesses 

    When you’re injured in a serious motorcycle accident, one of the insurance companies involved should be responsible for your injuries. California is a fault state, which means the at-fault party is liable for your losses. For you, that means you’ll need to file a third-party claim with the other driver’s insurance company, or you’ll settle with your insurer and they’ll seek repayment for your losses. 

    But that doesn’t mean your settlement process will be that easy. Insurance companies are businesses meant to make a profit. Motorcycle accidents are expensive, meaning they have to pay out more than would be profitable. 

    Because of this, they will do everything in their power to avoid paying out for your claim. They may lowball your settlement offer or even deny you the funds altogether.

    Calculating Your Claim’s Worth 

    One key way of determining whether your insurance company is acting in good faith is to calculate what your claim is worth. You don’t want to accept a low settlement offer, and if they continue to deny you the funds you’re due, they’re acting in bad faith. 

    Motorcycle accidents can be expensive, racking up hundreds of thousands of dollars in medical bills, lost wages, and property damage. It can also be traumatic, leading to intangible suffering that economic damages don’t cover. Your lawyer has the tools you need to calculate the value of every way the accident has negatively affected your life. 

    What If My Insurer Is Acting in Bad Faith? 

    If you suspect your insurance company is acting in bad faith, you have options to face these difficulties. Your lawyer can help you demand the funds you’re due for the motorcycle accident when the insurance company refuses to cover your expenses fairly. 

    If your insurance company acts in bad faith, you may have grounds for a lawsuit against the insurance company which will compound your compensation. Your lawyer can help you file a lawsuit which includes compensation for their bad faith. When negotiations fail, your lawyer can even represent you in the courtroom, building a defense for your claim and seeking repayment for your costs and suffering. 

    Seek Help from a Motorcycle Accident Lawyer 

    It’s not easy getting compensated after a motorcycle accident. The lawyers at Kohan & Bablove LLP are here to help you find a favorable outcome. If you’ve been injured in a motorcycle accident and you’re worried the insurance company isn’t being fair, reach out for a free consultation. We can be reached by calling 1-844-404-2400 or by completing the online contact form below.