Description:In an economy where millions of Americans have lost their jobs or face foreclosure, mounting debts can become unmanageable and impossible to overcome. In difficult financial times, it is important to remember that you do have rights and options as a consumer. Robert L. Scruggs is a Nashville-based... moreIn an economy where millions of Americans have lost their jobs or face foreclosure, mounting debts can become unmanageable and impossible to overcome. In difficult financial times, it is important to remember that you do have rights and options as a consumer. Robert L. Scruggs is a Nashville-based attorney focused on helping individuals, families and business owners take control of their financial future and achieve a fresh start through bankruptcy.