Suffering a work illness or injury can completely upheave your life, but it doesn’t have to be the end of the world. Despite the seriousness of your condition, there are steps you can take to obtain workers compensation benefits that can help you provide for yourself and your family while you are receiving treatment or are otherwise unable to work.
However, getting your claim approved can be a challenge in and of itself, which is why below we have detailed some of the ways you can ensure that your claim for benefits isn’t fought by the insurance company.
The best thing you can do to ensure an approval is to provide the insurance company with a complete record of your injuries or illness. By having a detailed record of the extent of your injuries, how they have and are expected to impact your life, and how much you are expected to recover, your chances of having your claim approved in a timely manner are exponentially increased.
You may also want to consider being independently evaluated by a physician of the insurer’s choosing, an exam known as an independent medical exam (IME).
The only other thing that you can do to obtain your benefits is to meet the necessary deadlines. Although not every employer is required to provide work comp protection, the vast majority are, and you will need to meet two specific deadlines to avoid facing a denial.
First, you need to make sure to notify your employer in thirty days or less that you were injured on the job. Second, make sure your claim is sought within two years of the day you were diagnosed with a work-related injury. Otherwise, it’s quite likely that the insurer will get away with denying your claim.
To qualify for workers compensation benefits, you need only establish that you were injured due to your work environment. Fault, length of employment, and employee status are irrelevant to your claim’s approval or denial.
Unfortunately, there is no trick of the trade that can increase your chances of getting your work comp claim approved. You will need to be completely honest and let your attorney do the rest if you want to do everything possible to obtain the benefits you are entitled to.
When you’re ready to take charge and secure work comp approval, get in touch with a qualified Greenville workers compensation attorney at Ricci Law Firm, P.A. Your lawyer will thoroughly review your claim so your claim starts off strong. From there, we’ll be at the ready to fight back if you receive a denial.
To schedule your free consultation, you can give our office a call at 252-752-7785 or fill out the brief contact form we have provided on our website.
